Danielle’s Tips
Pool professionals — whether they’re servicing, repairing, building or remodeling — have labor-intensive jobs, and with these physical demands comes the risk of injury. These can include:
- Slips, trips and falls: Pool decks can become wet and slippery, which increases this risk. Uneven surfaces, cluttered work areas or inadequate lighting can also contribute to accidents.
- Chemical exposure: Working with pool chemicals such as chlorine, acids and algaecides can be hazardous if not handled properly. Inhalation, skin contact or accidental ingestion can lead to health issues.
- Electrical hazards: Some pool professionals deal with electrical components like pumps, heaters and lighting systems. Faulty wiring, improper grounding or working near water without proper precautions can result in electrical shocks or even electrocution.
- Equipment mishaps: When using equipment like power tools, vacuums or pressure washers, there is a risk of injuries from malfunctioning or mishandling. Improper use of equipment can cause cuts, abrasions or amputations.
- Drowning risks: Pool service professionals may be required to work in or around water, making drowning a potential risk. This is especially true during pool construction or repair projects and even more so if proper safety measures are not in place.
- Heavy lifting: Moving and handling heavy objects such as pool covers, equipment or supplies can lead to strains, sprains or back injuries if proper lifting techniques are not followed.
- Sharp objects: Tools, broken tiles or debris in pool areas can pose a risk of cuts, punctures or other injuries if not properly managed.
Pool service professionals must be aware of these risks and take appropriate safety measures to prevent accidents. Proper training, the use of personal protective equipment, regular equipment maintenance and following safety protocols can significantly reduce the risk of injury.
Business owners can implement appropriate safety measures to prevent accidents, but workers’ compensation insurance is also crucial. It provides coverage for medical expenses and wage replacement if an employee is injured on the job. This insurance not only protects employees but also a business from potential lawsuits.
Disability insurance can also be valuable because it helps provide income replacement for employees who are unable to work due to a disability, whether work-related or not. This coverage can help support employees during their recovery process and provide financial stability. Consulting with an insurance professional can help owners determine the most appropriate coverage options for their business based on its size, location and needs.
