Danielle’s Tips
What is an admitted insurance carrier versus a surplus lines insurance carrier?
Danielle Bahr
From a young age, Danielle Bahr was immersed in the world of pools, her childhood memories shaped by the sights and sounds of her family’s pool supply business.
Disability and Life Insurance: What You Need to Know
The majority of Americans struggle financially. Only 32% of Americans can cover a $400 emergency expense with cash. Twenty percent of adults had a major, unexpected medical expense in the last 12 months. Sixty percent of consumers are living paycheck to paycheck, an increase from 57% in September 2021. Nearly one in three workers, including…
Get the Best Price on Insurance
The cost of insurance is rising. However, there are actions you can take before your insurance renewal period to make renewing easier and more cost-effective for your company. An insurance renewal is the end of the term of your policy, at which point you’ll need to determine if you’d like to continue under the same policy…
Don’t Cheap Out on Insurance
There are an estimated 74,610 pool cleaning service businesses in the U.S. and not all of these companies are insured properly—or worse, insured at all.
Hire Right, Save On Claims
In this day and age, we have all witnessed businesses struggling to fill job openings, especially in the service industry. Clearly, the pool industry is a service industry. I have been working in the insurance for pool professionals for 18 years and, in 2021 and 2022, I have seen astronomical turnover of employees for our…
Safety and Liability
Pool professionals and technicians should be licensed and trained, especially when repairing things like heaters, pool lights and plumbing. As a pool professional, it is your job to keep your customers safe. Not being properly educated and licensed could put lives in danger. Daily, trained pool professionals and contractors are dealing with dangerous elements like…
Diligence in the midst of increasing insurance rates
As a pool professional and business owner, your pool company faces risk daily. General liability insurance helps protect your business’ financial assets, intellectual and physical property from lawsuits. By paying your premium for insurance policies, such as general liability or commercial property, you will have a financial backstop to protect your business against a potentially…
Use the Slow Season for Business Evaluation
When business slows for the season, you may have more time to take care of things you put off. Many pool professionals use this time to clean up their business. When it comes to insurance needs, evaluate your business and the way it functions. Make sure all your employees are listed under your policy. Make…
Mitigating Claims When Servicing Commercial Pools
Some pool professionals stick to just servicing residential accounts, while others have a mixture of commercial and residential ± or even just commercial only. A commercial or public pool or spa may be defined as one that is used by the public, from clubs and HOA-run residential communities to municipal pools and hotels. Particular equipment, design…
Know What You’re Getting
As a pool service and repair professional, having a general liability policy is important to protect yourself and your clients. General liability insurance is insurance protection for third-party property damage or personal/advertising injuries allegedly caused by the business owner or an employee. Most third parties that require a pool professional to have a general liability policy are looking…
Check Your Insurance Coverage
Over the last 16 years in the insurance industry, specifically for pool professionals, I’ve seen claims from small to large, ranging from less than $600 to $2 million paid out. I sometimes cringe at the mistakes and accidents pool professionals make, but that is why they have and need insurance. I can always guarantee the…