Detrimental Claims

Detrimental Claims

For the past 16 years, I have been in the insurance industry for pool service and repair professionals. I have seen quite a few claims come across my desk, from small to large and even fraud. There are many reasons we all carry so much insurance. Insurance helps consumers recover financially from unexpected events. There…

Held Liable

Held Liable

Years ago, a pool pro told me he did not need general liability insurance because he was nice to small animals. In the 16 years of my career, I am pretty sure being nice to small animals will not save you from a claim due to you overfilling a pool and flooding your customer’s basement….

Liability Policies on Vehicles

Liability Policies on Vehicles

Vehicles that transport workers and chemicals to and from job sites aren’t often front of mind when buying insurance for a pool service, building or retail company. Every business needs general-liability insurance, but it is more important to have the correct insurance coverage. “We find most pool-related accounts do not have proper coverage,” says Jeannette…

You’re Liable to Need It

You’re Liable to Need It

An increasing number of commercial pool owners are requiring any service profession who offers pool maintenance to carry liability insurance. As the exclusive insurance provider for the Independent Pool & Spa Service Association since 1981, Ray Arouesty, J.D., senior vice president of Arrow Insurance Service (a division of HUB International Insurance Services, Inc. in West…