Danielle’s Tips
As a swimming pool professional, you step into a world of water, relaxation and fun every day. But lurking beneath the surface are hidden dangers that could lead to claims against you.
Danielle’s Tips
Much of our lives are focused on advancing our careers, improving our skills and building our finances. Amid these pursuits, it’s crucial to consider the unforeseen events that can derail our plans, such as illnesses or accidents. This is where life and disability insurance come into play because both provide peace of mind for individuals and their families.
Danielle’s Tips
Warmer summer weather means more people are enjoying swimming pools, which can lead to a higher risk of accidents. As a pool professional, your company is also likely to be more active, so it’s important to protect your business.
Danielle’s Tips
What is an admitted insurance carrier versus a surplus lines insurance carrier?
Get the Best Price on Insurance
The cost of insurance is rising. However, there are actions you can take before your insurance renewal period to make renewing easier and more cost-effective for your company. An insurance renewal is the end of the term of your policy, at which point you’ll need to determine if you’d like to continue under the same policy…
Don’t Cheap Out on Insurance
There are an estimated 74,610 pool cleaning service businesses in the U.S. and not all of these companies are insured properly—or worse, insured at all.
Hire Right, Save On Claims
In this day and age, we have all witnessed businesses struggling to fill job openings, especially in the service industry. Clearly, the pool industry is a service industry. I have been working in the insurance for pool professionals for 18 years and, in 2021 and 2022, I have seen astronomical turnover of employees for our…
Safety and Liability
Pool professionals and technicians should be licensed and trained, especially when repairing things like heaters, pool lights and plumbing. As a pool professional, it is your job to keep your customers safe. Not being properly educated and licensed could put lives in danger. Daily, trained pool professionals and contractors are dealing with dangerous elements like…
Diligence in the midst of increasing insurance rates
As a pool professional and business owner, your pool company faces risk daily. General liability insurance helps protect your business’ financial assets, intellectual and physical property from lawsuits. By paying your premium for insurance policies, such as general liability or commercial property, you will have a financial backstop to protect your business against a potentially…
Use the Slow Season for Business Evaluation
When business slows for the season, you may have more time to take care of things you put off. Many pool professionals use this time to clean up their business. When it comes to insurance needs, evaluate your business and the way it functions. Make sure all your employees are listed under your policy. Make…
Mitigating Claims When Servicing Commercial Pools
Some pool professionals stick to just servicing residential accounts, while others have a mixture of commercial and residential ± or even just commercial only. A commercial or public pool or spa may be defined as one that is used by the public, from clubs and HOA-run residential communities to municipal pools and hotels. Particular equipment, design…
Know What You’re Getting
As a pool service and repair professional, having a general liability policy is important to protect yourself and your clients. General liability insurance is insurance protection for third-party property damage or personal/advertising injuries allegedly caused by the business owner or an employee. Most third parties that require a pool professional to have a general liability policy are looking…