Danielle’s Tips
What is an admitted insurance carrier versus a surplus lines insurance carrier?
Danielle’s Tips
Pool professionals have labor-intensive jobs, and with these physical demands comes the risk of injury.
Danielle’s Tips
How do you balance the demands of a career and a personal life? Create boundaries.
Spill-Proof
Get an insurance policy that includes spill coverage for pollution and clean-up costs Pools, hot tubs, spas, water parks and splash pads are all bodies of water treated by pool professionals to protect swimmers from the spread of germs and recreational water outbreaks. In the industry, chemicals help to sanitize, balance pH, stop corrosion and…
Disability and Life Insurance: What You Need to Know
The majority of Americans struggle financially. Only 32% of Americans can cover a $400 emergency expense with cash. Twenty percent of adults had a major, unexpected medical expense in the last 12 months. Sixty percent of consumers are living paycheck to paycheck, an increase from 57% in September 2021. Nearly one in three workers, including…
Get the Best Price on Insurance
The cost of insurance is rising. However, there are actions you can take before your insurance renewal period to make renewing easier and more cost-effective for your company. An insurance renewal is the end of the term of your policy, at which point you’ll need to determine if you’d like to continue under the same policy…
Don’t Cheap Out on Insurance
There are an estimated 74,610 pool cleaning service businesses in the U.S. and not all of these companies are insured properly—or worse, insured at all.
Hire Right, Save On Claims
In this day and age, we have all witnessed businesses struggling to fill job openings, especially in the service industry. Clearly, the pool industry is a service industry. I have been working in the insurance for pool professionals for 18 years and, in 2021 and 2022, I have seen astronomical turnover of employees for our…
Safety and Liability
Pool professionals and technicians should be licensed and trained, especially when repairing things like heaters, pool lights and plumbing. As a pool professional, it is your job to keep your customers safe. Not being properly educated and licensed could put lives in danger. Daily, trained pool professionals and contractors are dealing with dangerous elements like…
Diligence in the midst of increasing insurance rates
As a pool professional and business owner, your pool company faces risk daily. General liability insurance helps protect your business’ financial assets, intellectual and physical property from lawsuits. By paying your premium for insurance policies, such as general liability or commercial property, you will have a financial backstop to protect your business against a potentially…
Use the Slow Season for Business Evaluation
When business slows for the season, you may have more time to take care of things you put off. Many pool professionals use this time to clean up their business. When it comes to insurance needs, evaluate your business and the way it functions. Make sure all your employees are listed under your policy. Make…
Mitigating Claims When Servicing Commercial Pools
Some pool professionals stick to just servicing residential accounts, while others have a mixture of commercial and residential ± or even just commercial only. A commercial or public pool or spa may be defined as one that is used by the public, from clubs and HOA-run residential communities to municipal pools and hotels. Particular equipment, design…